Knowing your waist to hip ratio will help you understand your overall health risk factors.
Apple-shaped bodies, those with weight concentrated in their mid-section, are at higher risk for developing health related problems (diabetes, heart disease, high blood pressure) than their pear-shaped peers. Pear-shaped bodies carry the majority of their weight in their hips, thighs, and bottom.

Use a tape measure to measure your waist circumference at its natural thinnest spot(typically right above the belly button), and your hips at their widest point. (this will catch your lower abdomen as well)
Divide your waist measurement by your hip measurement and use the chart below to determine your health risk factor.
Male:
.95 or below (Low or No Risk)
.96 to 1.0(Moderate Risk)
Above 1.0 (High Risk)
Female:
.80 or below (Low or No Risk)
.81 to .85 (Moderate Risk)
Above .85 (High Risk)
Remember, these are only guidelines. Eat healthy and get plenty of exercise for optimal results!
My friend Troy explains the BMI Index very well, understanding this chart is another way to determine your ideal weight and track your weight loss progress.
Waist to Hip Ratio–>Lose Belly Fat
Tags: Bmi Index, Health Risk Factors, High Blood Pressure, Ideal Weight, Lower Abdomen, Pear Shaped Bodies, Waist To Hip Ratio